Waiting for 4:20

paul s asked:


Can medical marijuana be produced without interference and regulation by State government or is licensing required?

Joseph Kenny asked:


Getting together enough money for a downpayment can be rather difficult for many people these days. It often takes many years to be able to get enough. Now, though, there is a way that you can get the finances for your home even without a downpayment of any kind. Here are some tips and information about 80/20 mortgages.

The main reason, in the past, for requiring this size of a downpayment was to avoid the need for Private Mortgage Insurance. This insurance is required if you get a mortgage for more than 80% of the value of the home. It can add a couple of thousand dollars to your annual price (and tens of thousands of dollars over the life of the mortgage) - depending on the size of the house. Since most people don’t wish to pay it, or are unable to pay it, it only made sense to wait until you had the downpayment in hand before they ever bought a house.

Now, however, many lenders have come up with a new arrangement to help people buy a home that could never otherwise come up with a downpayment of this size. It is called an 80/20 mortgage. There are also mortgages available that use similar numbers, such as a 75/25 mortgage - but the idea is the same - to make the downpayment unnecessary.

This type of financing is commonly referred to as a “piggyback” loan, and it enables you to get financing up to 100% of the value of the house. There are actually two mortgages that you are getting with an 80/20 mortgage - one for 80% and the other for 20%. If you have some money for a downpayment then similar arrangements can be made, and it will mean a smaller mortgage on your part. The larger downpayment that you put on the table, the better off you will be.

There are a couple of options that you may have with your second mortgage - the one for the 20%. While the first mortgage is usually fixed rate, the second mortgage is often a home equity line of credit (HELOC), which usually will be an adjustable rate mortgage, and it is often a balloon mortgage - payable in 15 years. Refinancing, of course, is usually what most people do when it becomes time to pay up.

When you get an 80/20 mortgage, you typically will be required to come up with the closing costs. This means you will still need to come up with about $3,000 to $6,000 for that event. Plus, don’t forget about any other expenses you may have after you move in. This makes it necessary, in most cases, to make sure that the house is in excellent condition when you move in, and should require very little work. It is also possible to work out a deal with the seller and see if they might absorb the cost of closing.

As with any mortgage, be sure to shop around for that perfect deal. Get several quotes online and compare them carefully - it could mean the difference in thousands of dollars over the lifetime of the 80/20 mortgage. Look into your credit rating before you look around, and get it in good shape for an even better interest rate.

Bobby asked:


For those of you who don’t know what I’m talking about, 4 20 supposedly is the police code for marijuana. So is this true? Does it really stand for that? I’m wondering because one of my ex cop friends from California says it isn’t there but it might be here. Maybe it used to be back in the day but isn’t anymore? Or maybe it’s only in a certain area and the word spread to all across America.
I am from Oklahoma and that’s what I had always heard. I know a lot of pottheads who say it is. I know its supposed to be the national smoking time and April 20 is supposed to be the national smoking day.

Vegas S asked:


I’ve heard loads and loads of stories as why this is the Pot smokers holiday…what do you think. Why 4:20, why not 5:32?

Daniel Sitar asked:


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If you want to lose 20 lbs safely and quickly, you can use some (or all) of these helpful tips. First off, drink lots of water. This might sound simple, but it helps reduce appetite and even makes your skin look better. The amount of water you should drink each day depends on your weight, but most people should aim for 8-12 glasses per day. This tip alone can help you lose 20 pounds. Second - keep lots of fresh fruit in the house. A fresh, crunchy apple tastes just as good, if not better, than a cookie or bag of chips. Third - walk as much as possible. This also reduces your appetite and just a few extra minutes of walking per day can help you lose many pounds over the course of a few months. In addition, try talking to a friend about your weight loss goals and plans. Being able to stay motivated with your friends will greatly help you loose weight. Finally - check out some of the links in this article. Each of these links gives you the opportunity to try a popular and effective weight loss program or product for FREE. I wish you the best of luck in your attempt to lose 20 pounds!

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Charles Stewart Richey asked:


We’ve all seen those funny little clay animals that sprout hair when watered. They are covered in chia seed. They have been around for years and have become an American tradition. Who would have thought that those same tiny seeds would now be considered an important source of nutrition?

Chia comes from the Aztec word, “chian”, which means oily. It is high in omega-3 fatty acid; in fact it has more than any other grain – even more than flax seed. It has the perfect omega-3 to omega-6 ratio. This unsaturated fatty acid is essential for most successful functions of the body.

Since 2,500 B.C. chia seed have been used as human food. Known as “the running food”, these seeds were cultivated by the ancient Mayans and Aztecs. We are just now beginning to discover the importance of this grain.

Chia is loaded with calcium, boron and other necessary minerals; antioxidants, vitamins and fiber. It is a complete source of protein, with all the amino acids in perfect balance. It is indeed the perfect food. The ancient Aztecs valued chia to the extent that it was traded as currency. In those times anything which could increase endurance and control the appetite, was considered invaluable. It enabled them to sustain themselves on long hunting expeditions and war raids.

Chia seed has the ability to absorb approximately 12 times its weight in liquid. Because of this factor, it is a dieter’s dream come true. If made into what is called “chia gel”, it becomes a nutritious drink that fills you up, thus decreasing the appetite. To make this gel, simply add 1/3 cup chia seed to two cups of water. Stir well, breaking up any clumps and store in the refrigerator for twelve hours before drinking. You can store it there for at least two weeks. I make mine in a glass bottle with a tight fitting lid.

Drinking a third cup of chia gel at the onset of acid reflux can eliminate it for many people. Try drinking that much three times a day. It might prevent acid reflux from occurring at all. I know of people who swallow a teaspoon of raw seeds if they experience acid reflux. The seeds absorb the acid just as they do water. Of course you wouldn’t want to ingest too much raw seed at a time unless you have a tremendous amount of acid… it might absorb your stomach. It is best to be conservative and find out what is effective for you.

Chia has other beneficial qualities, as well. It has a neutral taste. It is very easily digested and assimilated. It is soothing to the stomach and esophagus and it has healing properties. Like slippery elm, it is rich in mucilloid soluble fiber, thus allowing it to quell the burning pain of acid reflux in the esophagus and stomach. In ancient times the Indians used it to prevent infection and accelerate healing time, by packing the seed into open wounds.

Chia gel can be incorporated into many other foods without diluting flavor, while displacing fat and calories. It works brilliantly to enhance flavor while replacing fat. For these reasons, chia gel should be an important, if not vital, part of the acid reflux diet.

For breakfast it can be mixed with hot oatmeal, pancakes, and biscuits dough. It’s delicious mixed into scrambled eggs. Ground chia seed can be used in baking bread or as a simple topping on many dishes. Use chia seed gel in yogurt, jams and jellies. Its great mixed into polenta, grits, smoothies and milk shakes. Try it in you favorite blended health mix drink.

Chia gel can be added to soups, salad dressings and even the stuffing that you put in a chicken. The possibilities are practically endless. Try introducing ¼ cup of chia gel into your favorite potato salad recipe, reducing the mayonnaise, in like. It can be used in many baking recipes as a substitution for fat.

Put it the kid’s food. They will never know the difference, as it actually enhances the flavor of food. They will love it! Feed it to your dogs. I put it in my fourteen year old Jack Russell Terrier’s food every day. Not only does he have better digestion and energy, he has better bowel movements. By the way, the F.D.A considers chia a food with an established history of safe consumption.

Chia gel slows the release of carbohydrates and their conversion to glucose (blood sugar). So, besides controlling acid reflux, loosing weight, increasing endurance, chia has the added benefit of reducing blood sugar and hypertension. Because of its high unsaturated fatty acid content, it can even help with prostate problems. I do not think anyone could go wrong by making chia seed a part of their every day life. Because of its incredible health-giving aspects, chia seed is the perfect food for everyone. It is certainly a Godsend for the acid reflux sufferer, in so many ways.

So try chia seed now. You have nothing to loose but a little weight. You could improve your digestion and overall health. It’s certainly worth a try.

© Wind Publishing

For free recipes, articles and information on acid reflux, please visit:

Reflux Gone Forever

95Batman asked:


The VPs are an area of interest obviously. Does anyone know of any voting or legislation by any of these four politicians? Also, what is your personal take on marijuana law reform (should it ever be legalized, will it ever be legalized and when do you think the laws could change)?
I noticed there are a lot of imbeciles replying that it’s not an issue. Any issue is relevant if citizens are concerned about them. Please just don’t respond if your comment is of the not an issue variety. Thank you.

Shanat Kuphur asked:


Cannabis a plant, in general terms a drug that has made several addicted. One name many roles, Cannabis is also known as Marijuana. Cannabis makes around 9% of its users addicted to it according to a study in UK. Some researchers claim that 50% of its users have a control over it. Around 70millon Americans have consumed this drug and a population of 2millon use it as a daily drug. Some compare cannabis habits with dependency on caffeine.

When you try to stop cannabis consumption you will come across some problems. You may experience irritation, restlessness, hallucinations and intense dreams. However the effect is mild but will surely last for 3-4 days. The addiction phase can be self-destructive as you may begin to lose focus n life and your zeal for life because you continuously want to live in your state of absolute peace and calm.

The biggest ongoing debate is can marijuana be used as medicine or not? In certain centers it is used as medication, namely as an anesthetic. It is believed; Marijuana came to existence around 2nd century B.C as per a Chinese book of medicine. Chinese used marijuana as an anesthetic for more than 1000 years. More than one hundred papers were written stating the use of Marijuana for various illnesses. Even today marijuana has proved its uses in some common health problems. Till date not even a single death has been recorded due to intake of marijuana alone. Use of Marijuana is common amongst asthmatics. It helps them remain calm and could increase their life expectancy.

Researchers in favor of use of marijuana claim that the medicine is unusually safe and this is a winning streak in its favor. The ratio of a dose taken by a patient to an addictive person is 20000:1. Marijuana has been proven to relieve migraine headaches. Keeping aside its medical uses, marijuana addiction is a common problem. Marijuana’s medical use makes a person take more. For those who start using it for pleasure, it all starts when we take it for the first time and we feel relaxed and chilled out. For many people who have their daily agendas to deal with each day, marijuana suffices as the perfect antidote for a stressful life. Slowly it becomes a habit, and Cannabis addiction ensures that users are mentally trapped into it. Despite it’s helpful qualities, the addiction property of marijuana ensures that it’s a debatable topic.

If you are addicted to cannabis and are serious about quitting, then you will really want to look into hypnosis as a viable option. Hypnosis is now available on-line in handy hypnosis downloads. These hypnosis downloads are easy to use and download. You can also use them in the comfort of your own home and at your own pace. Getting the results that you both want and deserve have never been easier. So will you make the decision to make a success and quit cannabis today? The choice is yours! Make a start today.

Hypnosis downloads can be found on many on-line websites so if you are ready, you could even make a start today.

afterburner asked:


I know there are several seed companies that distribute marijuana seeds through the mail. Is there any way to get them straight from the amsterdam seed companies? Are there any medical marijuana forums that I can use to help find the best seeds?

momof5qh2 asked:


I would love to start one from seed, and I do know that they can take up to 5 years to flower this way. I just can’t seem to find any seeds on my plant. I need specifics, like how dry the flower should be, where exactly they should be located, etc. I’d appreciate any help.